# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Understand what 'Stated Amount' means in property insurance policies. Learn how it determines the payout in case of total loss.
Learn about 401h trusts, a limited-use account to fund employee insurance costs post-retirement. Discover tax benefits and employer contribution limits.
Learn about premium rate in general insurance, which represents the cost of insurance broken down to a per-unit cost. Understand how premiums are calculated and their impact on your insurance policy.
Discover what an apportionment clause in property insurance entails, and learn how it impacts the division of claims among multiple insurance policies.
Discover the fundamentals of Automatic Proportional Reinsurance, where insurers automatically share risks, premiums, and losses with reinsurers, and the dynamics of transfer commissions.
Learn about the Automobile Assigned Risk Insurance Plan, designed to provide vehicle insurance for individuals with challenging driving records who struggle to obtain standard coverage.
A comprehensive explanation of the term 'Bailee' in legal terminology. Learn about the responsibilities and implications of being a Bailee, a person entrusted with the belongings of another.
Learn what a brokerage fee is in the context of insurance. Discover how brokers earn their fees by selling insurance policies and what it means for policyholders.
Discover how Continuing Care Retirement Communities offer residents seamless access to health care services, promoting healthier living in retirement.
Learn about the Discounted Value Table in general insurance, a vital tool that provides the present and discounted value of dollars payable at specific times in the future, for different interest rates.
Explore the benefits and workings of Group Annuities, a collective approach to retirement planning for employees of the same employer. Understand how group annuity contracts are structured and their advantages.
Learn about Group Permanent Insurance, a plan that offers both retirement benefits and life insurance for groups. Understand its features, including equal premium usage.
Learn about net loss in general insurance terms, which refers to the portion of a loss the insurer retains after reinsurance, salvage, or subrogation coverage.
Learn about the policyowner in general insurance terms, who is the person that owns an insurance policy. Discover how a policyowner may differ from a policyholder.
Learn about the death benefit in life insurance, the amount payable to the beneficiary upon the insured's death. Discover how it's calculated and factors affecting it.
Learn about Dram Shop Liability Insurance, which protects businesses that serve alcohol from being liable for accidents caused by intoxicated customers. Understand its importance in mitigating risks and ensuring legal compliance.
Learn about independent agents in the insurance industry, including their roles and how they work within the independent agency system.
Learn about surgical insurance benefits, a health insurance coverage option that helps cover the costs of losses due to surgical expenses.
Learn about whole dollar premiums in general insurance, where premiums are rounded to the nearest dollar, providing a convenient, round number for insured parties to pay.
Understand File and Use Rating Laws, state regulations that allow insurers to implement new rates without obtaining prior approval from the insurance department. Discover its implications in the insurance industry.
Explore the concept of life conservation within liability insurance, focusing on research, lawmaking, and public awareness efforts to safeguard human lives.
Understand the role of a second surgical opinion in health insurance, its benefits in preventing unnecessary procedures, and how some health policies may require it before covering surgery costs.
Learn about Devise (Estate) in estate planning, where real estate is given as a gift through a legal last will. Key insights for property bequests.
Explore the role of diagnosis in health insurance, where diseases are identified through comprehensive testing and medical attention.
