# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about assessment insurance, a type of policy where extra costs can be assessed to the policyholder if the insurer's loss experience is worse than expected. Understand its implications and considerations.
Learn what 'back load' means in the context of general insurance, focusing on expenses deducted at the time benefits are paid out.
Explore the definition of disability in general insurance terms, focusing on medical conditions or psychological afflictions that limit daily activities. Learn about temporary and permanent circumstances.
Explore the essential role of field underwriting in health insurance—a preliminary decision made by the insurance agent to determine a prospect’s eligibility based on underwriting standards.
Learn about Human Life Value in Life Insurance, a method to determine adequate coverage by considering income, expenses, work years remaining, and depreciation.
Learn about the term 'Insured Contract' in Liability Insurance, which specifies the limit of contractual liability coverage for agreements such as leases, easements, and business-related contracts.
Learn about legislative risk in general insurance and how changes in taxation laws can impact investments. Protect your financial future by understanding this important insurance term.
Learn about liability limits in liability insurance, which dictate the maximum benefit available for payout in a policy. Discover how they influence coverage and protection.
Learn about open debits in health and life insurance, where designated territories are left without an assigned insurance agent. Explore its implications and relevance within the insurance domain.
Discover what the Paid Claims Loss Ratio in Health Insurance is, how it’s calculated, and its importance. Learn the key components and implications for policyholders and insurers.
Learn about how riots are defined and covered under property insurance policies, and the state-specific variations in defining a riot.
Learn what secondary coverage in health insurance is and how it helps cover charges not covered by a primary policy. Discover the benefits and importance of secondary health insurance coverage.
Learn about supplemental services in health insurance, the extra services you can add to basic coverage to enhance your health plan benefits.
A comprehensive guide to surgical schedules in health insurance, detailing the list of surgeries and the associated benefits.
Learn about the Federal Deposit Insurance Corporation (FDIC), a federal agency that insures bank deposits up to $250,000 and ensures the stability of the financial system.
Explore the significance of the Life Insurers’ Conference, where life insurance providers exchange insights on management and address important management issues.
Learn about the waiting period in health insurance, also known as the elimination period. It is the time between the start of a disability and when benefits begin.
Learn about unilateral contracts in the realm of general insurance, where only one of the parties makes a legally enforceable promise.
Learn about Warehousemen’s Legal Liability Insurance, which covers loss or damage of property stored in a warehouse in the event of a liability claim.
Understand Aviation Trip Life Insurance, a policy designed to cover the insured’s life for the duration of a specific flight. Learn why it can be essential for frequent flyers and travelers.
Learn about claims reserve in general insurance, a crucial fund designated to cover insurance claims that have occurred but have not yet been settled to ensure financial stability and policyholder trust.
Learn about elective benefits in health insurance. Discover how specific injuries, such as dislocations, can be covered by a lump sum payment instead of installments.
Learn about an Excess Plan in pensions, a retirement funding strategy that includes the impact of social security benefits. Understand its importance and how it can affect your retirement planning.
Learn about Explosion Collapse and Underground Damage (XCU) in business liability insurance and how it applies to specific types of work.
