# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Explore the concept of portfolio return in reinsurance, which involves the reinsurance of a portfolio that was previously reinsured. Learn about its significance, processes, and regulatory implications.
Learn about portfolio runoff in reinsurance, a method where a portfolio is reinsured until all the ceded premiums are paid. Understand its significance and applications.
Learn about the preemptive right in general insurance terms, a provision that allows current stockholders to maintain their ownership percentage by purchasing newly issued stock before the public.
Learn about premises burglary (criminal) and how it is covered under commercial insurance policies. Discover the specifics of coverage for burglary committed on insured premises.
Understand the Premises Theft-Outside Robbery Coverage Form, which covers robberies occurring outside insured premises but typically excludes money or securities.
Learn what a pretext interview is in general insurance terms, where one party misrepresents their identity or intent. Understand the implications and why it's important.
Explore the concept of Prevailing Charge in Health Insurance, which refers to the standard charge for a service in the insured's geographical area and its role in determining Medicare benefits.
Discover the significance of preventive care in health insurance, including examples like yearly mammograms and regular checkups, aimed at preventing illnesses.
Learn about the Primary Insurance Amount (PIA), a crucial calculation used to determine social security benefits. Understand its significance in estate planning.
Learn about probate, the legal process of distributing a deceased person’s assets to creditors, the state, and beneficiaries. Understand its importance in estate planning.
Understand the probationary period in health insurance, a timeframe during which the insured is not yet covered but the policy is considered effective.
Understand the concept of professional partnership in general insurance, where two or more individuals collaborate to offer public services like health care.
Learn about the term 'Prospect' in general insurance, which refers to a potential insured. Explore its importance and usage in the insurance industry.
Learn about prospective rating plans, which use past losses to establish future premiums in general insurance. Understand how this method helps evaluate risks and set accurate premium rates.
Learn about the prospective reserve in health and life insurance, a reserve that accounts for future premiums, interest, and is sufficient to pay future claims.
Learn about public assistance in the context of general insurance terms, detailing welfare services provided by state and federal government to the elderly, disabled, and low-income families.
Understand how Public Employee’s Dishonesty Coverage protects against losses due to employee dishonesty, including the loss of money or securities.
Learn about pure endowment in life insurance, its benefits, and how payouts are contingent upon the policyholder's survival at the end of the period.
Understanding Pure Premium: The portion of the premium payment designated to cover probable losses in general insurance.
Learn about pure risk in general insurance, a type of risk where loss is the only foreseeable outcome. Explore how it impacts insurers and why it is not beneficial.
Explore the concept of pyramiding in liability insurance, where the limits of liability on multiple policies apply to the same loss, creating the effect of a higher aggregate amount of insurance.
Understand the Q Schedule in Life Insurance, a crucial compliance requirement in New York State, detailing the insurer's business expenses.
Explore what quasi-insurance institutions are, how they operate, and their role in the insurance industry. Learn about government-created entities that function like private insurance companies.
Discover the importance of Railroad Protective Liability (Liability Insurance), a specialized coverage for those operating on or near railroad property. Learn how it favors the railroad and why it's crucial for operators.
