Learn about the term Excess Limit (Liability), which refers to the additional coverage provided by a policy that exceeds the basic limit. Discover its significance in secondary policies and liability protection.
Explore the concept of Excess of Loss Reinsurance, a crucial mechanism in the insurance industry that protects insurers from large-scale losses and financial risks.
Learn about exclusion riders in general insurance, attachments that eliminate coverage for certain hazards. Discover how they affect your insurance policy.
Learn about Exclusive Provider Organization (EPO) health insurance plans. Discover how EPOs operate with primary care doctors and provider referrals.
Learn about exhibitions insurance, a type of property insurance that safeguards your property displayed at public exhibitions against damage.
Learn about expected mortality in life insurance, including how the anticipated probability of death is determined using a mortality table for specific groups.
Learn about the concept of expense allowance in general insurance, which refers to payments made to insurance agents in addition to their set commissions.
Learn about expense constants in general insurance terms. Discover why these charges are added to premiums, especially in workers' compensation policies.
Learn about the concept of the expiration file in general insurance, which is a notation kept by agents or salespeople indicating the day on which insurance policies expire.
Learn about the expiration notice in general insurance, which provides insured individuals with alerts about the upcoming expiration of their insurance policies.
Learn about exposure units in the context of general insurance. Understand the definition, the significance of cash value, and the role of the premium base.
Understand the concept of express authority in general insurance, wherein the insurer grants authority to the agent through an agency agreement.
Learn about Extended Term Insurance in Life Insurance, a clause under many policies that allows for the continuation of existing insurance based on the contract's cash value.
Learn about Extension of Benefits in Health Insurance, a critical policy condition that offers extended coverage for non-working employees or hospitalized dependents.
Discover the definition of a health insurance enrollee and why they do not include dependents. Learn what it means to be an enrollee in a health insurance context.
Learn about 'Eligible Dependent' in health insurance, a person who relies on the policyholder for financial support and is eligible for benefits. Explore the criteria and implications.
Learn what embezzlement means in legal terms. Find out how the illegal use of funds or property entrusted to someone's care is defined and what legal implications it carries.
Explore the process of signing people up for health insurance plans and understand the significance of enrollment numbers in healthcare coverage. Get insights into health insurance enrollment.
Learn about the expense ratio in general insurance, which represents the portion of the premium dedicated to paying the insurer’s expenses, excluding losses.
Dive into the concept of experienced mortality in life insurance, which examines the actual mortality rates of a specific group compared to expected mortality. Learn how it impacts life insurance policies and premium calculations.
Learn about experimental procedures in health insurance, including definitions, considerations, and how they impact your coverage and medical decisions.
Learn about what an Explanation of Benefits (EOB) is, how it itemizes health services, the incurred costs, the payments made by your insurer, and your responsibilities.
Explore the definition of earned income in general insurance terms. Learn how the money a person earns from working at a job influences insurance policies and premiums.
Understanding Earned Premium: The portion of an insurance premium exhausted during the policy's term. Learn how it affects policy accounting and coverage.
