Term Lookup Archive

This archive exists as a secondary direct-lookup tool while the site migrates toward stronger section-based insurance guides.

Use this page when

  • you already know the exact term you want
  • the term has not been rebuilt into a newer section guide yet
  • you want to compare an older archive page against the new topic-based structure

Start with the main guides when you want the strongest current content

What to expect here

  • some archive pages are still inherited pages that need rewriting
  • some pages will be moved, merged, redirected, or deleted over time
  • the archive remains useful for lookup, but it is no longer the primary structure of the site
Term Lookup Archive
Understanding Subordination in Surety Bonds
Finance Law Legal Terminology Insurance
Learn about subordination in surety bonds, a process where a particular matter is given less importance compared to another. Discover its implications in the insurance domain.
Read more about Understanding Subordination in Surety Bonds.
Term Lookup Archive
Fallen Building Clause in Property Insurance: Definitions and Implications
Insurance Property Risk Management
Understand the fallen building clause in property insurance, highlighting its impact on fire insurance when a building collapses for reasons other than fire or explosion.
Read more about Fallen Building Clause in Property Insurance: Definitions and Implications.
Term Lookup Archive
Understanding Performance Bonds (Surety) in Contracts
Business Finance Insurance
Learn about performance bonds (surety) and their importance in ensuring proper contract fulfillment in various industries.
Read more about Understanding Performance Bonds (Surety) in Contracts.
Term Lookup Archive
Blanket Coverage
Health Insurance Property and Casualty Insurance Insurance
One policy form that applies the same coverage terms to a defined group or a portfolio of insured property.
Read more about Blanket Coverage.
Term Lookup Archive
Blanket Crime Policy
Commercial Insurance Insurance Law and Regulation Insurance
A former broad first-party crime form that covered multiple dishonesty and forgery exposures under one policy.
Read more about Blanket Crime Policy.
Term Lookup Archive
Blanket Insurance
Commercial Insurance Property and Casualty Insurance Insurance
One policy structure that covers many related exposures or assets using common terms and aggregate controls.
Read more about Blanket Insurance.
Term Lookup Archive
Blanket Limit
Underwriting Claims and Adjusting Property and Casualty Insurance
A single aggregate payment cap that applies to a group, block, or set of similar risks under one policy framework.
Read more about Blanket Limit.
Term Lookup Archive
Blanket Medical Expense Insurance
Health Insurance Insurance Claims and Adjusting
A broad medical expense coverage form that applies across many members or groups under common eligibility and benefit logic.
Read more about Blanket Medical Expense Insurance.
Term Lookup Archive
Blanket Rate
Underwriting Commercial Insurance Insurance
A rating approach that applies one rate structure across a broad set of insured risks.
Read more about Blanket Rate.
Term Lookup Archive
Blended Insurance Program
Commercial Insurance Insurance Operations Insurance
An insurance package that combines multiple coverages or carriers into one coordinated program design.
Read more about Blended Insurance Program.
Term Lookup Archive
Blending
Underwriting Insurance Operations Reinsurance
An underwriting and program design approach that mixes exposure or risk segments under an integrated insurance structure.
Read more about Blending.
Term Lookup Archive
Block Limits
Underwriting Claims and Adjusting Property and Casualty Insurance
A capped maximum amount that applies to a specific group or block of similar exposures.
Read more about Block Limits.
Term Lookup Archive
Block of Policies
Insurance Operations Underwriting Insurance
A group of related insurance policies managed together for underwriting, renewal, and claims administration.
Read more about Block of Policies.
Term Lookup Archive
Blue Cross
Health Insurance Insurance Insurance Law and Regulation
A health insurance brand network that began as a hospital service organization model and now licenses plans through a broader healthcare market structure.
Read more about Blue Cross.
Term Lookup Archive
Blue Shield
Health Insurance Insurance Insurance Law and Regulation
A major health benefit brand family best known for provider-network based health plans.
Read more about Blue Shield.
Term Lookup Archive
Bobtail Liability Insurance
Commercial Insurance Property and Casualty Insurance Insurance Law and Regulation
Coverage for a tractor or truck operated without its intended trailer, aimed at gaps in motor freight liability exposure.
Read more about Bobtail Liability Insurance.
Term Lookup Archive
Bodily Injury
Insurance Law and Regulation Claims and Adjusting Property and Casualty Insurance
Physical injury to a person, which is a core trigger for many liability and personal injury coverage obligations.
Read more about Bodily Injury.
Term Lookup Archive
Bond
Insurance Law and Regulation Commercial Insurance Insurance
A promise-backed contractual instrument that can protect against nonperformance or financial loss, used alongside insurance in underwriting workflows.
Read more about Bond.
Term Lookup Archive
Book of Business
Insurance Operations Commercial Insurance Insurance
The full client portfolio managed by an agent, broker, or carrier team as an active commercial asset.
Read more about Book of Business.
Term Lookup Archive
Book Value
Actuarial Science Insurance Claims and Adjusting
The recorded value of an asset in the insurer or policyholder books, before market revaluation.
Read more about Book Value.
Term Lookup Archive
Boot
Claims and Adjusting Insurance Law and Regulation Insurance
The non-cash value element in a claim or settlement transfer, often used when one side gives up an asset interest.
Read more about Boot.
Term Lookup Archive
Bordereau
Insurance Operations Reinsurance Insurance
An organized report of policy and claims data used for premium reconciliation and program reporting.
Read more about Bordereau.
Term Lookup Archive
Borderline Risk
Underwriting Insurance Commercial Insurance
A risk profile that is close to underwriting acceptance standards and requires heightened review.
Read more about Borderline Risk.
Term Lookup Archive
Borrowing Authority of Pension Benefit Guaranty Corporation
Retirement and Benefits Planning Insurance Law and Regulation Insurance
PBGC's statutory power to borrow in periods where premium income and reserves are insufficient to meet obligations.
Read more about Borrowing Authority of Pension Benefit Guaranty Corporation.
Term Lookup Archive
Boston Plan
Insurance Law and Regulation Property and Casualty Insurance Insurance
A local property insurance practice encouraging interim coverage for high-risk zones after inspection rather than immediate refusal.
Read more about Boston Plan.
Term Lookup Archive
Bottomry
Reinsurance Underwriting Insurance
A maritime loan secured by ship or cargo, with repayment linked to successful completion of the voyage.
Read more about Bottomry.
Term Lookup Archive
Breach of Contract
Insurance Law and Regulation Insurance Underwriting
Failure to perform a material obligation under a valid contract.
Read more about Breach of Contract.
Term Lookup Archive
Bridge Insurance for Bridges Under Construction
Property and Casualty Insurance Commercial Insurance Insurance
A property program that protects bridge projects during construction from physical damage and related interruption losses.
Read more about Bridge Insurance for Bridges Under Construction.
Term Lookup Archive
Insurance Regulatory Examiners Society (IRES): Promoting Education and Cooperation in Insurance Regulation
Discover the role of the Insurance Regulatory Examiners Society (IRES) in fostering education and cooperation among state examiners and conducting insurer examinations.
Read more about Insurance Regulatory Examiners Society (IRES): Promoting Education and Cooperation in Insurance Regulation.
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