Appurtenant structures are separate buildings or facilities on insured premises, such as garages or sheds, that are covered under specific property policy terms.
A choice no-fault plan lets certain drivers elect a no-fault auto-insurance option in which their own policy pays first-party injury benefits after an accident.
A commercial property floater covers movable business property that may travel or be used at multiple locations, often on a scheduled or blanket basis.
Commissioner's Values are regulator-recognized securities values used in insurance statutory reporting to help measure an insurer's financial position.
Understanding the control provision in life insurance policies, particularly how it provides control to someone other than the insured, usually noted in contracts for underage individuals.
In insurance, a direct selling system is a distribution model where the insurer sells policies directly to customers instead of relying mainly on outside agencies or brokers.
Learn how the Disability Insurance Training Council Inc., a branch of the National Association of Health Underwriters, supports education and administers university and executive seminars.
Learn about the concept of discrimination in general insurance terms. Discover why the law prohibits the refusal to insure individuals with the same characteristics as others who have been insured.