Commercial Lines

Packaged small-business policy that combines common property and liability coverages in one contract.

Liability and physical-damage coverage framework for business-owned vehicles and related auto exposures.

First-party property coverage for buildings, business contents, and related assets after covered direct loss.

Core third-party liability coverage for bodily injury, property damage, and related allegations against a business.

Errors-and-omissions style coverage for allegations tied to professional advice or services.

Statutory coverage for employee job injuries and occupational illness, usually paired with employers liability.

Learn about Group I Rates in Property Insurance, including fire, explosion, and vandalism coverages within the newest commercial lines program.

Coverage wording that replaces qualifying lost income and continuing expenses after a covered shutdown.

Income-loss concept used when a covered event disrupts operations and fixed expenses keep running.

Coverage for breach, ransomware, privacy liability, and network-driven business interruption costs.

Management-liability coverage for claims aimed at corporate leaders and, in many forms, the entity itself.

Coverage for added costs spent to keep operating or shorten downtime after a covered loss.

Time window used to measure covered business-income and extra-expense loss after physical damage.