Claims

Property-loss dispute procedure used mainly to decide the amount of loss without resolving broader coverage issues.

Coverage request workflow triggered after a loss, injury, liability allegation, or other potentially covered event.

Initial report that alerts the insurer to a potentially covered event and starts claim handling.

Formal loss statement and supporting documentation used to substantiate the amount being claimed.

Coverage-position notice that lets the insurer investigate or defend without giving up later policy defenses.

Recovery right that lets a paying insurer pursue the responsible third party after a covered loss.

Claim professional who investigates facts, evaluates damage, and applies policy terms during adjustment.

Party seeking payment, defense, or another benefit in connection with an insurance claim.

Residual property value recovered after a loss and credited, retained, or sold during claim resolution.